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Venmo CSV to OFX

In short: Venmo exports a monthly statement CSV with title lines above the table, a beginning-balance row, a long disclaimer at the end, and amounts written like "+ $25.00". OFX (Open Financial Exchange) is the standard bank statement file. Xero, GnuCash, Moneydance and many other programs import it without asking you to map columns. Drop the file below. It is converted on your device and never uploaded.

Convert your file

Venmo to OFX

VenmoStatement_<Month>_<Year>.csv from venmo.com > Statements

Your file stays on this device

It is read and converted by this page, inside your browser. Nothing from the file is uploaded, and the converter keeps working offline once the page has loaded.

One email when it ships. The address is used for nothing else. Details.

1. Export the file from Venmo

  1. Sign in at venmo.com on a computer.
  2. Open Statements in the left menu.
  3. Pick the month (click the year at the top to change the year).
  4. Click Download CSV. Large statements may be emailed to you instead.
  5. Upload that file here without opening and re-saving it in Excel.

Why a raw Venmo export fails in Xero, Wave, GnuCash, Moneydance, MS Money and others

Venmo offers no .qbo, .qfx or .ofx download, so the statement has to be rebuilt as a bank file. Payments funded straight from a bank account or card are listed too, even though that money never sat in your Venmo balance.

Programs that read OFX do not ask you to map columns, which avoids the date and sign mistakes a hand-mapped CSV invites. Payment apps rarely offer OFX themselves, so the file has to be built from their CSV.

What is unusual about the Venmo file

  • The first two lines are a title ("Account Statement - (@you)") and "Account Activity"; the real header is line 3 and starts with an empty column.
  • Amounts look like "+ $25.00" and "- $1,000.00" (sign, space, dollar sign).
  • A beginning-balance row comes before the transactions and an ending-balance row with a long multi-line disclaimer comes after them.
  • Notes can contain emoji and line breaks.
  • Times are in UTC. Choose your time zone and we convert them; otherwise a late-evening payment can show on the next day.
  • Payments paid from a linked bank or card do not touch your Venmo balance; we add a matching transfer line so the Venmo account still balances.
  • Newer statements (2024 and later) add Amount (tax), Tax Rate and Tax Exempt columns.

What Xero, Wave, GnuCash, Moneydance, MS Money and others requires

  • Plain OFX 1.0.2 SGML with no Intuit extensions.
  • One account and one currency per file.
  • Stable transaction ids: the same row in two overlapping exports gets the same id.

2. Before and after

Before: the Venmo statement CSV as downloaded

Account Statement - (@Pat-Example) ,,,,,,,,,,,,,,,,,,,,,
Account Activity,,,,,,,,,,,,,,,,,,,,,
,ID,Datetime,Type,Status,Note,From,To,Amount (total),Amount (tip),Amount (tax),Amount (fee),Tax Rate,Tax Exempt,Funding Source,Destination,Beginnin...
,,,,,,,,,,,,,,,,$120.00,,,,,
,4012345678901234567,2025-03-02T18:04:11,Payment,Complete,Pizza night 🍕,Riley Sample,Pat Example,+ $25.00,,0,,0,,,Venmo balance,,,,Venmo,,
,4012345678901234570,2025-03-03T12:00:00,Payment,Complete,Logo design & brand kit,Morgan Test,Pat Example,"+ $1,961.90",,0,$38.10,0,,,Venmo balance...
,4012345678901234568,2025-03-05T09:15:00,Payment,Complete,"Rent share
March",Pat Example,Jordan Placeholder,"- $1,000.00",,0,,0,,Venmo balance,,,,,Venmo,,
,4012345678901234569,2025-03-07T22:40:00,Payment,Complete,Concert tickets,Pat Example,Casey Demo,- $80.00,,0,,0,,FAKE BANK Personal Checking *0000,...

After: what Xero, Wave, GnuCash, Moneydance, MS Money and others receives

...
<STMTTRN>
<TRNTYPE>CREDIT</TRNTYPE>
<DTPOSTED>20250302120000</DTPOSTED>
<TRNAMT>25.00</TRNAMT>
<FITID>5E055430BF8C219A</FITID>
<NAME>Riley Sample</NAME>
<MEMO>Riley Sample - Pizza night</MEMO>
</STMTTRN>
<STMTTRN>
<TRNTYPE>CREDIT</TRNTYPE>
<DTPOSTED>20250303120000</DTPOSTED>
<TRNAMT>2000.00</TRNAMT>
<FITID>6FCF19F04C7BADB2G</FITID>
<NAME>Morgan Test</NAME>
<MEMO>Morgan Test - Logo design &amp; brand kit</MEMO>
</STMTTRN>
...

Synthetic sample data that follows the real export layout, not a real account. The "after" output was produced from it by the same converter this page runs.

3. Import the converted file into Xero, Wave, GnuCash, Moneydance, MS Money and others

  1. In your accounting software open the bank account and choose Import statement (or File > Import > OFX).
  2. Choose this .ofx file.
  3. Review and confirm the transactions.

Questions

Why do some Venmo payments not change my Venmo balance?
When a payment is funded directly from a linked bank account or card, Venmo still lists it on your statement, but the money moved through that bank or card. The converter adds a matching transfer line for each of those payments, so the Venmo account in your books still ends at Venmo's balance, and the transfer can be matched against your bank or card.
Which programs accept OFX files?
Xero, Wave, GnuCash, Moneydance and many desktop finance programs offer an OFX import. QuickBooks prefers .qbo and Quicken prefers .qfx; use those variants for Intuit products.
How do I record a Venmo transfer to my bank?
A Standard or Instant Transfer moves your own money from Venmo to your bank. Record it as a transfer between the Venmo account and the bank account, not as income or an expense. When both accounts are in your books, the bank side matches the transfer.
What happens with overlapping exports or repeated rows?
Each transaction gets an id built from its date, amount, description and platform id, so the same row in two overlapping exports gets the same id. Whether your software uses that id to skip a repeat is up to the software, so avoiding overlapping date ranges is still the safest habit. Within one file, exact repeats of the same platform transaction are dropped and the notes say how many.

Other ways to convert Venmo

Other exports to OFX

Common import problems